Royal Group Services Products
Unique and exclusive products. First-rate customer service. Protect the future of your business by partnering with Royal Group Services.

Merchant Data Breach Insurance
  • Provides coverage for all merchants regardless of PCI-DSS compliance
  • Protects against the expenses of forensic exams, card replacement costs, and fines
  • Requires no merchant underwriting
  • Offers policy limits of up to $100,000 per MID and $500,000 per merchant

Prepaid Card Protection
  • Protects against losses due to under the floor limit transactions
  • Protects against losses due to fraudulent prefunding or loading of transactions
  • Covers merchant fraud load risk
  • Offers policy limits of up to $10 million

Risk Review
  • Uses predictive modeling to identify your merchants’ level of financial distress
  • Provides summary reports that rate your merchants’ financial condition
  • Presents complete operational reviews of your merchants
  • Reviews conducted by payment card industry experts with 20+ years of experience








Privacy AssureTM data breach insurance for financial services institutions
  • Protects against damages awarded for violation of federal and state privacy laws
  • Provides reimbursement for expenses incurred from notifying clients and providing credit monitoring services
  • Offers policy limits of up to $10 million


Uncollectible Chargeback and ACH/Check 21 Protection
  • Protects against merchant fraud and insolvency
  • Offers annual aggregate deductibles ranging from $100,000 to $500,000
  • Offer per transaction limits of up to $7,500
  • Offers policy limits of up to $10 million


Program Management
  • Provides marketing support
  • Provides claims management services to ensure timely handling
  • Includes Web portals for merchant insurance programs
  • Offers the expertise of RGS property and casualty agents to answer policy questions

04.10.12
5 Differentiating factors of a healthcare breach
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03.14.12
HHS Settles First Breach Notification Rule Case for $1.5 Million
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02.14.12
First State Attorney General Action Under HITECH
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07.18.11
Dodging Data Breaches -
Advice on dodging data breaches

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07.28.10
Breaches Down, Insider Attacks Up, Verizon Business/Secret Service Study Says PCI compliance, saturation of black market may have driven decline, investigators say
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07.27.10
Rite Aid Agrees to Pay $1 Million to Settle HIPAA Privacy Case
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01.06.10
Update: Heartland breach shows why compliance is not enough The huge data breach one year ago hammers home the need for multilayered security controls
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09.17.09
The Personal Guarantee: Still Valuable in a Volatile Economy?
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